Abandy & Associates Appraisal Services is your FHA certified appraisal company

The FHA publishes the rolls of approved appraisers for each state - Abandy & Associates Appraisal Services is on the roster of approved appraisers for California. This indicates that we are qualified and approved by the FHA to do appraisal reports for property loans backed by them. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Abandy & Associates Appraisal Services is well-trained on how to comply with the rules and regulations provided.


	If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

If your house loan is FHA approved, that means that the loan has been guaranteed by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA. What the FHA does is make sure that the mortgage is secure in case the borrower doesn't pay their loan. Low-income and moderate-income borrowers benefit the most from FHA-insured loan programs. The purpose of the Federal Housing Administration is to help credit-worthy families and individuals get approved for mortgages that they otherwise would not. Remember that the lender working with the the FHA is authorized to choose their appraisers, different from VA appraisal panel.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly useful to those purchasers with less accessible starting capital.