Appraisal services for Chino Hills and San Bernardino County homeowners
The top 7 reasons why CA homeowners need Abandy & Associates Appraisal Services:
Need help deciding the price of your house in or near Chino Hills, CA?
At Abandy & Associates Appraisal Services, we understand the special needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Abandy & Associates Appraisal Services, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. Abandy & Associates Appraisal Services is veterans in helping customers just like you do away with unwanted and unneeded PMI insurance.
Challenging San Bernardino county's assessment of your property
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other properties close to yours. That means you are probably paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Abandy & Associates Appraisal Services is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
If your house is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Abandy & Associates Appraisal Services can provide you with an expert appraisal to help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for verity? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.