Attention homeowners: Real estate appraisal services for in Chino Hills and San Bernardino County
The top seven reasons why CA homeowners order from Abandy & Associates Appraisal Services:
Own a home in or near Chino Hills, CA and need help deciding the price of it?
We at Abandy & Associates Appraisal Services understand the special needs of a customer in need of appraisal services. Our typical business clients understand the appraisal process and the standard reporting formats. Being a person not in the real estate field that most likely doesn't look at appraisals on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Abandy & Associates Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value assessment than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Abandy & Associates Appraisal Services, we're experienced in helping customers just like you get rid of unnecessary PMI insurance.
Challenge San Bernardino county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that is declining. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Abandy & Associates Appraisal Services is your best weapon.
Was your HELOC recently frozen?
Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Abandy & Associates Appraisal Services can provide you with an expert appraisal that will help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for verity, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.