Attention homeowners: Real estate appraisal services for in Chino Hills and San Bernardino County
The top seven reasons why CA homeowners hire Abandy & Associates Appraisal Services:
Do you own a house in or near Chino Hills? Do you need help determining the price of your real estate?
At Abandy & Associates Appraisal Services, we understand the individual needs of a customer in need of appraisal services. Our usual business clients are used to the appraisal process and the usual "products" we deliver to them. As our client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Abandy & Associates Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value report than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. Abandy & Associates Appraisal Services is experienced in helping homeowners just like you delete unnecessary PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if you live in a local area that is going down. This only means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Abandy & Associates Appraisal Services is your number one weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Abandy & Associates Appraisal Services can help you reinstate your home equity line of credit with efficient appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned professional to double-check your appraisal for efficiency, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Abandy & Associates Appraisal Services offers field reviews where we go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Abandy & Associates Appraisal Services can We can assist you. Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.