Attention homeowners in Chino Hills and San Bernardino County: Get an Appraisal today!
Here are the top seven reasons why CA homeowners need Abandy & Associates Appraisal Services:
Need help determining the value of your home in or near Chino Hills, CA?
We at Abandy & Associates Appraisal Services understand the particular needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value report than yours.
Need to remove PMI?
A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. At Abandy & Associates Appraisal Services, we're seasoned in helping customers just like you rid yourselves of unwanted PMI insurance.
Challenging San Bernardino county's assessment of your property
If you live in a local area that is going down or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Abandy & Associates Appraisal Services is your best weapon.
HELOC recently frozen?
If your property is in or near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Abandy & Associates Appraisal Services can provide you with a professional appraisal to help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would prefer to have a seasoned professional double-check it for verity or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Abandy & Associates Appraisal Services offers field reviews where we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.