Real estate appraisal services for homeowners in the city of Chino Hills and San Bernardino County
Check out the top seven reasons CA homeowners use Abandy & Associates Appraisal Services:
Do you own a house in or near Chino Hills? Do you need help determining the price of your real estate?
At Abandy & Associates Appraisal Services, we understand the particular needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Abandy & Associates Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.
PMI Removal Appraisals
A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping consumers just like you do away with unnecessary PMI insurance.
Challenging San Bernardino county's assessment of your property
Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Abandy & Associates Appraisal Services is your strongest weapon.
Was your HELOC recently frozen?
If your house is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Abandy & Associates Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Abandy & Associates Appraisal Services can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.