Attention homeowners in Chino Hills and San Bernardino County: Need an appraisal?

Check out the top seven reasons why California homeowners hire Abandy & Associates Appraisal Services:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge your property tax assessment in California
Remove PMI to reduce your mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of the property in question to settle an estate in San Bernardino county or California


	Own a house in or near Chino Hills, California and need help determining the price of it? Contact Abandy & Associates Appraisal Services.

We at Abandy & Associates Appraisal Services understand the unique needs of a customer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Abandy & Associates Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Challenging property tax assessments

Let's say you live in an area that's going down -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal report from Abandy & Associates Appraisal Services is your perfect weapon when contesting your property tax assessment.

PMI Removal Appraisals

A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Abandy & Associates Appraisal Services, we're seasoned in helping folks just like you rid themselves of unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Abandy & Associates Appraisal Services can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for verity? An appraiser from Abandy & Associates Appraisal Services can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Abandy & Associates Appraisal Services can help you with that. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.